1. Wadia Saving Account (Safe-Keeping)
- Non-profit bearing Ideal for secure deposits and fast transactions
- Available for individuals, businesses, and minors
- Operated via passbook, voucher, mobile banking and Halal debit card
- Minimum opening balance: ETB Fifty birr
2. Wadia Current Account
1. Wadia Saving Account (Safe-Keeping)
- Non-profit bearing Ideal for secure deposits and fast transactions
- Available for individuals, businesses, and minors
- Operated via passbook, voucher, mobile banking and Halal debit card
- Minimum opening balance: ETB Fifty birr
2. Wadia Current Account
- Non-profit bearing
- Comes with cheque book and ATM access
- Minimum opening balance: ETB 1,000 (individuals), ETB 2,000 (businesses)
3. Ecx Wadia Current Account
- Non-profit bearing account
- Tailored for Ethiopian Commodity Exchange (ECX) participants
- Ensures secure settlement and efficient transactions
- Designed for traders, exporters, and buyers registered under ECX
4. Youth Wadia Saving Account
- Designed for youth aged 18 and above
- Non-profit bearing, safe-keeping account
- Operated via passbook, mobile banking and ATM card
- Encourages saving habits and financial literacy
- Minimum opening balance: ETB 50
5. Women’s Wadia Saving Account
- Secure and accessible account designed exclusively for women
- Non-profit bearing safe-keeping account
- Operated via passbook or digital channels
- Promotes financial inclusion and independence
- Minimum opening balance: ETB 50
6. Mudarabah Savings Account (LCY)
- Minimum Opening Deposit: ETB 500 (Five Hundred Ethiopian Birr)
- Account Operation: Managed via a dedicated passbook.
- No withdrawal restrictions
7. Mudarabah FCY Savings Account
- Accepts only foreign currency deposits (USD, GBP, or EUR)
- Minimum Opening Deposit: USD 100 (or equivalent in other eligible currencies)
- No withdrawal restrictions
8. Mudarabah Fixed Time Investment Account (LCY)
- Fixed-term investment for 3 months, 6 months, 1 year, 2 years or 3 years
- Profit shared according to a pre-agreed ratio
- Available to individuals, businesses, and institutions
- Offered with competitive profit-sharing ratios
- Minimum initial investment: ETB 100,000
- Open to individuals aged 18 and above, as well as legal entities
9. Mudarabah FCY Fixed Time Investment Account
- Accepts only foreign currency deposits (USD, GBP, or EUR)
- Minimum opening deposit: USD 5,000 (or equivalent)
- Profit distributed in local currency (ETB)
- Offered with competitive profit-sharing ratios
- Fixed-term investment for 3 months, 6 months, 1 year, 2 years or 3 years
