Advance saving for business loan

Our loan customers with a repayment period of one year or less are required to save 5% of the loan as a pre-loan deposit. For more than one year, business loan applicants need to save up to 20% of the loan in order to benefit from the loan service.

Advance saving for housing loan

We provide this service for loan customers who want to benefit from house loan services, including construction and renovation, must save 20 percent of the loan amount for 3 months in advance.

Advance saving for personal loan

Our personal advance savings are divided into two categories:

1. Pre-loan savings for government employees: We offer personal loan service for government employees, and they need to save 10% of the loan amount for at least 2 consecutive months to get a loan that can be used for personal purposes such as education, social and economic issues, etc.
2. Pre-loan savings for non-government employees: We offer personal loan service for non-government employees & they need to save 20% of the loan for at least 2 consecutive months before availing of the loan service.

Advance saving for vehicle loan

For this type of savings, our customers who want to borrow a loan from our bank for the purchase of a car should save 20% to 30% of the loan amount for 3 months in advance.

Advance saving for Cooperatives and Edir associations

We provide this saving service for legally recognized cooperatives and edit associations, and they need to save 20% of the required loan amount when they want to borrow money from our bank for their association or members.

Women Entrepreneur Advance Loan Savings (WEDP)

We provide this service for women entrepreneur & must save 20% of the loan amount to qualify for the loan.

Micro, small and medium enterprise pre-loan savings

We offer this saving service for those organized through job creation and enterprise development and want loan service from our bank. They should save 10% in pre-loan savings.

Youth Entrepreneur Advance Loan Savings (YEDP)

We provide an advance loan saving service for youth entrepreneurs, and they must save 10% of the loan amount to qualify for the loan.

Advance saving for a special support loan

We provide an advance savings service for our customers who need special assistance with any type of loan, and they must save 10% of the loan as a pre-loan deposit.

Advance saving for group loan

We offer this type of savings for group borrowers, and they must save 5% of the loan amount to qualify for the loan.

Advance saving for special fund loan

Beneficiaries of special fund loans are subject to agreements with institutions providing the funds.