A short- or medium-term loan provided to micro, small, and medium enterprises to finance business establishment, expansion, or working capital needs. Loan size is determined by the business size, financing requirement, and collateral/guarantee capacity. Eligible enterprises must have a government growth-stage certificate, viable business plan, established working premises, and at least 10% owner’s equity contribution, which...
A short- or medium-term loan provided to micro, small, and medium enterprises to finance business establishment, expansion, or working capital needs. Loan size is determined by the business size, financing requirement, and collateral/guarantee capacity. Eligible enterprises must have a government growth-stage certificate, viable business plan, established working premises, and at least 10% owner’s equity contribution, which must be fully invested before disbursement. For businesses operating for more than one year requesting Birr 10 million or above, audited financial statements are required, together with sufficient acceptable collateral/guarantee.
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